RE: Odds and Ends — 14 May 2026

I get offers of new credit cards almost daily

I was just sent notice that I'm eligible for a $64,000 car loan. What??? First of all who pays 64,000 for a car? I keep getting notices from the bank that they want to give me a gift...a loan of this amount or that amount. Why is debt a gift?

They are trying to rope us in. My husband and I have reached a plateau...modest lifestyle no debt. I guess the banks can't handle that. They see a blank space that has to be filled. And they need the debt on their balance sheet.